Credit Card Interest Calculator
Cost of paying only the minimum due.
Total interest
₹26,359
Months to clear
26
Yearly rate
51.11%
Why cards are costly
Cards charge 3–3.75% a month — over 40% a year — and you lose the interest-free period on new spends once you carry a balance.
Get out fast
Convert the balance to EMI at a lower rate, or take a cheaper personal loan to close it. Always pay the full amount due if you can.
Frequently asked questions
What is minimum amount due?
Usually 5% of the outstanding. Paying only this avoids a late fee but interest keeps running on the rest.
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Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
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