HRA Exemption Calculator
Tax-free part of your house rent allowance.
Yearly exempt HRA (metro)
₹1,68,000
Yearly exempt HRA (non-metro)
₹1,68,000
Taxable HRA (metro)
₹72,000
The rule (Sec 10(13A))
Exempt HRA is the lowest of: actual HRA, rent paid minus 10% of basic, and 50% of basic (Delhi, Mumbai, Kolkata, Chennai) or 40% (other cities).
Only in the old regime
HRA exemption is not available in the new tax regime. Keep rent receipts and the landlord's PAN if rent exceeds ₹1 lakh a year.
Frequently asked questions
Can I pay rent to my parents?
Yes, if they own the house and declare the rent as income. Paying rent to your spouse is generally not accepted.
Related tax tools
Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
Free banking tools
IFSC Code Checker
Check if an IFSC is valid and whether it supports NEFT, RTGS, IMPS and UPI.
Cheque Amount in Words
Type an amount, get the exact words to write on your cheque (Lakh & Crore).
Loan EMI Calculator
Monthly EMI, total interest and a year-by-year repayment chart.
FD & RD Calculator
Maturity value of fixed and recurring deposits with quarterly compounding.