SWP Calculator
How long your corpus lasts with monthly withdrawals.
Balance at end
₹16,95,090
Total withdrawn
₹18,00,000
Money lasts
Full 10 yrs+
What is SWP?
A Systematic Withdrawal Plan pays you a fixed amount every month from a mutual fund while the rest stays invested. Retirees use it as a pension-like income.
Keep withdrawals sustainable
If you withdraw more than the fund earns, the corpus shrinks. A 4–6% yearly withdrawal rate is generally considered safer for long periods.
Frequently asked questions
Is SWP better than FD interest for tax?
Only the gain part of each withdrawal is taxed, so SWP can be more tax-efficient than FD interest, which is taxed fully at your slab.
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Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
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