EPF Calculator
Provident fund balance at retirement.
EPF at retirement
₹72,70,894
Total contributed
₹26,92,381
Interest earned
₹45,78,513
Who contributes what
You contribute 12% of basic + DA. Your employer also puts in 12%, of which 3.67% goes to EPF and 8.33% to the pension scheme (EPS). This calculator counts the 15.67% that builds your EPF balance.
Interest rate
EPFO declares the rate each year; it is 8.25% for FY 2024-25. Interest is tax-free for yearly employee contributions up to ₹2.5 lakh.
Frequently asked questions
How do I check my EPF balance?
Use the UMANG app, EPFO member portal with your UAN, or give a missed call to 9966044425 from your registered mobile.
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Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.
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