NSC Calculator

National Savings Certificate maturity (5 years).

Maturity in 5 yrs

₹1,44,903

Invested

₹1,00,000

Interest

₹44,903

About NSC

NSC is a 5-year post office savings bond with interest compounded yearly and paid at maturity. Minimum ₹1,000, no upper limit.

Tax

Investment qualifies for 80C (old regime). Interest is taxable but the yearly accrued interest (except the last year) can also be claimed under 80C.

Frequently asked questions

Can NSC be pledged?

Yes, NSC is accepted as collateral for loans by most banks.

Related govt schemes tools

Results are estimates for planning only. Confirm final figures with your bank or a tax advisor.

Free banking tools